Quicken not updating transactions
The 0 in cash back is likely closer to 5, however, your shopping habits may have better luck with AMEX.
If I was looking for a widely accepted free cash back credit card with a good return, there are really only two real contenders, the Tangerine and the Costco M/C. Tangerine offers 2% cash back on two categories of your choice (three if you have a Tangerine savings account) and 0.5% on everything else with no cash back limits (more details here).
With rewards points constantly depreciating in value, sometimes it’s best to get cold hard cash back.
Getting paid to use a credit card combined with no annual fee is a combination that I look for when choosing a credit card.
Canadian Tire Cash Advantage Mastercard Although there are better free cash back credit cards out there, I included it on the list for spenders who put much more than k on their credit card.
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Out of the top four cards above, this would equate to a cash back rebate of: Although AMEX ranked the highest for the most cash back (1.25% on all spending), the issue as previously mentioned is that the acceptance is spotty.